CDW (NASDAQ:CDW – Get Free Report) is expected to be releasing its Q4 2025 results before the market opens on Wednesday, February 4th. Analysts expect CDW to post earnings of $2.43 per share and revenue of $5.3320 billion for the quarter. Interested persons may visit the the company’s upcoming Q4 2025 earning results page for [...]
Introduction: What Is a Regulated Broker?A regulated broker is a company that provides financial services and has received a license from a recognized financial authority. Examples of these authorities include the FCA in the UK, ASIC in Australia, CySEC in Cyprus, and the NFA in the US. To obtain this license, brokers must follow strict rules that aim to protect traders, ensure fair trading practices, and keep client funds safe.Trading with a regulated broker offers several important benefits:Segregated client accounts: Your money is kept separate from the broker’s own funds.Transparency: You receive clear information about fees, spreads, and risks.Dispute resolution: You can access regulatory bodies if there are any conflicts.Capital requirements: Brokers must have enough capital to operate safely.Example: If an investor opens an account with a financial service provider regulated by the FCA, they can verify the provider's license number on the official FCA register. This confirms that the broker is legally allowed to provide trading services in the UK and must follow strict rules to protect clients.Engaging in buying and selling with a regulated financial service provider doesn't completely eliminate risk, but it greatly reduces the likelihood of fraud, malpractice, or unexpected losses from unlicensed firms.Why Regulation Matters in TradingRegulation is essential for creating a safe trading environment. Without it, financial service providers could operate without restrictions, which could expose clients to fraud, unfair practices, or even loss of their funds. Here are some reasons why regulation is important:Client Fund Protection: Regulated brokers must keep client funds in separate accounts, reducing the risk of losing money if the broker faces financial difficulties.Transparency and Fair Practices: Authorities require brokers to clearly disclose their fees, spreads, risks, and execution methods, preventing misleading claims or hidden costs.Financial Stability: Regulated brokers must meet capital requirements, ensuring they have enough money to operate securely and handle market changes.Dispute Resolution: If something goes wrong, investors can escalate complaints to the regulator, which will investigate and enforce rules.Deterrence Against Fraud: Unregulated brokers can easily manipulate prices, refuse withdrawals, or disappear with client funds. Regulation holds them accountable.Example: A broker regulated by CySEC must participate in the Investor Compensation Fund, which can reimburse eligible clients if the broker goes bankrupt. Unregulated firms do not offer this protection.Tip for beginners: Always verify a broker's license number on the official regulator's website, not just on their homepage.Key Regulators Around the WorldNot all regulators are the same, but the following authorities are considered the most reputable in global trading:Tier-1 Regulators (Strict Oversight)FCA (Financial Conduct Authority) – UK: Known for strict rules and strong client fund protection.ASIC (Australian Securities and Investments Commission) – Australia: Requires brokers to meet high capital standards and disclose risks clearly.NFA/CFTC (National Futures Association & Commodity Futures Trading Commission) – USA: Very strict; only a few brokers are licensed in the U.S. due to tough requirements.Tier-2 Regulators (Trusted but Less Strict)CySEC (Cyprus Securities and Exchange Commission) – Cyprus: Popular for EU brokers; requires participation in the Investor Compensation Fund.MAS (Monetary Authority of Singapore) – Singapore: Oversees brokers and banks with strong regional credibility.IIROC (Investment Industry Regulatory Organization of Canada) – Canada: Enforces capital requirements and strict reporting standards.Tier-3 Regulators (Light Oversight)FSA (Financial Services Authority) – SeychellesIFSC (International Financial Services Commission) – BelizeFSC (Financial Services Commission) – MauritiusThese regulators allow brokers to operate legally but with less oversight. Some participants choose them for higher leverage, but the protections are weaker.Tip for beginners: Aim to trade with brokers licensed by Tier-1 or Tier-2 regulators for maximum safety. Tier-3 regulated brokers can be legitimate but should be approached with caution.Regulated vs. Unregulated BrokersThe difference between a regulated and an unregulated broker can significantly affect the safety of your funds. Here’s a comparison:Key Takeaway: Regulated brokers offer legal protection, financial security, and accountability.Unregulated brokers might seem appealing due to high leverage or bonuses, but they carry serious risks, such as refusing withdrawals or committing fraud.Example: If a regulated broker fails, some regulators (like the FCA or CySEC) have compensation schemes that can reimburse eligible clients. With an unregulated provider, funds are often lost permanently.How to Spot a Trustworthy Broker – Step by StepFinding a reliable broker involves careful research. Here’s a simple process to follow:Check the License: Look for the broker’s license number on their website and verify it on the regulator’s official register (e.g., FCA, ASIC, CySEC).Review Regulation Tier: Prefer brokers regulated by top-tier authorities and be cautious with those operating solely in offshore jurisdictions.Confirm Client Fund Protection: Ensure the broker uses segregated accounts and check if they participate in compensation schemes (like the FCA’s FSCS or CySEC’s ICF).Assess Transparency: Read the fee structure of the broker and look for clear information on spreads, commissions, swaps, and leverage.Test Customer Support: Reach out with inquiries before signing up. Trustworthy brokers provide fast, professional, and clear responses.Read Independent Reviews: Look at trusted financial websites and forums for feedback. Avoid relying solely on testimonials from the broker’s own site.Start with a Small Deposit: Test the broker with a small deposit to check withdrawal speed and reliability before investing larger amounts.Tip for beginners: If a broker promises “guaranteed profits” or offers very high bonuses, it’s a red flag. Trustworthy brokers focus on providing quality service rather than unrealistic marketing.Risks of Using Unregulated BrokersTrading with an unregulated broker can expose you to serious risks that often outweigh any short-term advantages, like high leverage or bonuses. Here are some dangers:Loss of Funds: Unregulated brokers can mismanage client funds, delay withdrawals, or even vanish with your money.No Compensation Schemes: If an unregulated broker goes bankrupt, there are no investor protection funds to reimburse you, and your funds are often unrecoverable.Price Manipulation: Some unregulated brokers alter spreads or execution, causing you to lose trades unfairly. This practice is illegal under regulated frameworks but common with unlicensed firms.Misleading Marketing: Unregulated brokers often attract traders with “guaranteed returns” or “risk-free trading,” claims that regulated brokers are not allowed to make.Poor Transparency: Fees, spreads, and swap rates may be hidden or unclear, making it hard to calculate true trading costs.No Legal Recourse: With no regulator to oversee them, disputes are handled solely by the broker, leaving traders with little chance of resolution.Example: A trader deposits $2,000 with an offshore broker that promises 1:1000 leverage. After making profits, the broker delays withdrawals indefinitely. With no regulatory authority to help, the funds are lost.Tip: Always verify a broker's license on the official regulator's website. If you can’t find it, treat it as a warning sign.Who Uses Regulated Brokers?Most serious traders and investors typically choose regulated brokers for their safety and reliability. Here are the main groups that rely on them:Retail Traders: Everyday individuals use regulated brokers to trade forex, stocks, commodities, or CFDs with greater safety and transparency.Professional Traders: Full-time traders prefer regulated brokers because they need reliable execution, clear fee structures, and strong client protection.Institutional Investors: Hedge funds, asset managers, and banks only work with fully regulated brokers to meet compliance and legal standards.Beginner Traders: New traders often start with regulated brokers because they offer demo accounts, education, and customer protection, reducing the risks of starting out.Global Traders: Since trading crosses borders, regulated brokers allow traders worldwide to access markets with trustworthy oversight from respected authorities.Example: A retail trader in Europe choosing a CySEC-regulated broker can trade forex knowing that the broker follows EU laws, participates in investor compensation schemes, and cannot legally mismanage funds.Quick Glossary of Regulation TermsRegulated Broker: A broker that is licensed and supervised by an official financial authority.License Number: A unique registration code assigned to a broker by its regulator.Segregated Accounts: Client funds are held separately from the broker’s own operating funds for safety.Compensation Scheme: A fund set up by regulators (e.g., FSCS in the UK, ICF in Cyprus) that reimburses clients if a broker becomes insolvent.Tier-1 Regulator: Highly trusted regulators with strict oversight, such as the FCA (UK), ASIC (Australia), and NFA (US).Tier-2 Regulator: Trusted regulators with moderate oversight, like CySEC (Cyprus) or IIROC (Canada).Tier-3 Regulator: Offshore or lightly supervised authorities (e.g., Belize, Seychelles) with limited client protections.AML/KYC (Anti-Money Laundering / Know Your Customer): Regulatory requirements for brokers to verify client identity and prevent financial crime.Warning List: A list published by regulators naming unauthorized or fraudulent firms.Compliance: The set of laws, rules, and ethical standards a broker must follow to remain licensed.Final Thoughts / Next StepsTrading is risky enough without the added uncertainty of an unregulated broker. Choosing a regulated broker ensures your funds are safer, your trading environment is more transparent, and you have legal protections if something goes wrong.Here’s a smart approach for traders:Always verify licenses: Cross-check license numbers on official regulator registers.Stick with Tier-1 or Tier-2 regulators: They offer the strongest client protection.Be cautious with offshore entities: While they may be legal, they often have weaker oversight and higher risks.Test before you commit: Start with a demo or small deposit to check execution, fees, and withdrawal reliability.Stay alert: If a broker makes unrealistic promises or pushes guaranteed profits, it’s a red flag.Choosing the right financial partner is the first step in building a solid trading foundation. With regulation on your side, you can focus on developing your skills and strategies without worrying about the safety of your funds.Legal disclaimer This content is for educational purposes only. Nothing on this page is financial advice or a solicitation to buy or sell any security, derivative, or broker service. Trading involves risk. Past performance does not guarantee future results. Always verify the firm's licensing on official regulator registers before opening an account.Continue Your Trading JourneyIf you’re ready to learn more about trading costs, our next guide, What Is a Spread and Why Low Spreads Matter – Beginner Guide, explains how spreads work, why they impact your profitability, and how to find brokers that offer competitive pricing.If you want to get started right away, choosing the right partner is essential. Visit our Best Regulated Brokers of 2025 page for a side-by-side comparison of trusted brokers that are fully licensed by top-tier authorities.Beginner FAQWhat is a regulated broker in simple terms?A regulated broker is a licensed company supervised by a financial authority to ensure it operates fairly and protects client funds.Why should I trade with a regulated broker?Because regulated brokers must follow strict rules regarding fund safety, transparency, and fair practices, reducing the risk of fraud or misuse of your money.How do I know if a broker is regulated?Check the broker’s website for a license number, then verify it on the regulator’s official register (e.g., FCA, ASIC, CySEC).Is it safe to trade with an offshore broker?Offshore brokers may be legal but often lack strong oversight. They carry higher risk since compensation schemes and fund protections are weaker.Can a regulated broker still fail?Yes. Regulation reduces risk but doesn’t eliminate it. If a regulated firm fails, compensation schemes (like FSCS in the UK or ICF in Cyprus) may reimburse clients up to certain limits.What happens if I trade with an unregulated broker?You risk losing your money with no legal recourse. Unregulated service providers may refuse withdrawals, manipulate prices, or shut down unexpectedly.Which regulators are the most trusted?Tier-1 regulators like the FCA (UK), ASIC (Australia), and NFA/CFTC (USA) are considered the most reliable.Do all regulated brokers offer the same protection?No. Protections vary depending on the regulator. Always research the specific rules of the authority that supervises your broker. This article was written by Itai Levitan at investinglive.com.
BitcoinWorldDollar in Freefall: Stunning Plunge Ahead of Critical Fed Decision as Euro, Sterling RetreatNEW YORK, March 12, 2025 – The U.S. dollar entered a pronounced freefall during Wednesday’s Asian and European sessions, marking one of its steepest single-day declines this year. Consequently, this dramatic movement occurred just hours before the Federal Reserve’s pivotal policy announcement. Meanwhile, the euro and British pound, which initially surged on the dollar’s weakness, [...]This post Dollar in Freefall: Stunning Plunge Ahead of Critical Fed Decision as Euro, Sterling Retreat first appeared on BitcoinWorld.
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ABU DHABI, UAE, Jan. 28, 2026 /PRNewswire/ -- Abu Dhabi Customs (ADC) today announced a strategic partnership with CrimsonLogic, a wholly-owned subsidiary of PSA International, to develop the Integrated Customs Operations System (ICOS), an Artificial Intelligence (AI)-enabled digital...
Investment Capital to Provide Runway for Product Completion and Market Introduction BELLEVUE, Wash., Jan. 28, 2026 /PRNewswire/ -- Today, Lassen Peak announced the completion of debt and equity financings, totaling over $10,000,000. The financings were led by Structural Capital, a Menlo...
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Microsoft has released KB5074105 for Windows Insiders on the Release Preview channel, delivering builds 26100.7701 and 26200.7701 with a broad set of new features and refinements now rolling out. While improvements to Cross-Device Resume headline the update, Microsoft is also introducing upgrades across accessibility, security, creative tools, and system setup. KB5074105 brings MIDI, Voice Typing, [...]
A rising share of shops in the US are now taking crypto at checkout. That shift is small in some places and big in others, but it is real. Reports say that roughly four in 10 US merchants accept cryptocurrency today, and customer interest is a clear reason why. Related Reading: Record Pain: Bitcoin Investors Suffer $4.5B Loss, Most In 3 Years Merchant Demand Is Rising According to a new survey from PayPal and the National Cryptocurrency Association, about 39% of merchants have added crypto as a payment option. Many of those firms say they hear from buyers about crypto use on a regular basis. Reports note that 88% of merchants have gotten questions about paying with crypto, and 69% say they see demand at least once a month. Also, 84% of respondents think crypto payments will be common within five years, which shows a lot of business leaders expect wider use soon. Who’s Accepting Crypto Adoption is uneven. Big companies with annual revenue above $500 million lead the pack, with roughly 50% accepting crypto. Smaller shops lag at about 34%, while midsize firms sit near 32%. Travel and hospitality, gaming and digital goods, and higher-end retail are among the sectors pushing crypto forward. These markets often sell online or to tech-savvy buyers, so it makes sense they’d move faster. Crypto’s Role In Sales For merchants that already accept digital assets, crypto is not just an occasional trickle. Reports say digital assets account for over a quarter of sales for some of those sellers. Around 72% of current crypto-accepting merchants said their crypto sales grew over the past year. That kind of growth helps explain why firms want to keep the option available. Barriers And Bright Spots A common complaint is that setup is still too hard. Surveys found about 90% of merchants would accept crypto if it were as easy as taking a credit card. Payment tools and integration are top concerns. Merchants list faster payments, the chance to reach new customers, and better buyer privacy as reasons to accept crypto. Younger generations are pushing the trend too — Millennials and Gen Z buyers are often the ones asking to use crypto at checkout. Related Reading: Bitcoin Influencers Get Spotlight In X’s New ‘Starterpacks’ What Merchants Want Next The survey was run in October 2025 and polled about 619 payment strategy decision-makers across retail, travel, and digital goods. PayPal and the NCA put the findings in a public release at the end of January 2026. Many executives say the next step is simpler tools and clearer rules. If merchants get easier on-ramps and reliable rails for settlements, acceptance could spread faster. Featured image from PayPal Newsroom, chart from TradingView
If your travels take you near Mountain View, California, you can have the pleasure of visiting the Computer History Museum. You can see everything from a PDP-1 to an Altair ...read more