Faraday Copper Corp. (OTCMKTS:CPPKF – Get Free Report) rose 3.8% during trading on Friday . The stock traded as high as $2.49 and last traded at $2.49. Approximately 17,296 shares were traded during trading, a decline of 71% from the average daily volume of 59,993 shares. The stock had previously closed at $2.3980. Analyst Ratings [...]
2x Bitcoin Strategy ETF (BATS:BITX – Get Free Report)’s share price rose 10.1% during mid-day trading on Friday . The stock traded as high as $16.18 and last traded at $15.84. Approximately 12,124,398 shares were traded during trading, a decline of 7% from the average daily volume of 13,029,224 shares. The stock had previously closed [...]
Ports, minerals, trade deals and billions in development finance: an in-depth analysis on UAE vs Saudi Arabia in East Africa. Who’s winning the race? For decades, the competition for influence in East Africa was a two-player game. On one side stood China, with its infrastructure-for-resources model and big ticket loans. On the other stood the [...]The post The New ‘Scramble’: UAE vs. Saudi Investment in East Africa appeared first on The Exchange Africa.
UAE authorities have stepped up market monitoring and supply chain coordination ahead of Ramadan to ensure adequate supplies of essential goods and stable prices.
America's economic strength rests on its ability to attract talent, reward hard work and out-innovate global competitors. As the country faces labor shortages and an increasingly competitive world economy, carefully controlled immigration is not just an economic policy choice —...
A threat actor is reportedly selling a purported critical severity zero-day exploit chain targeting OpenSea for $100,000 USD in Bitcoin or Monero. The listing claims the vulnerability remains unpatched and undisclosed, raising alarms in the NFT community. The exploit allegedly targets flaws in OpenSea’s Seaport protocol order validation logic across Ethereum Mainnet, Polygon, and Blast [...]The post Threat Actor Allegedly Selling Critical Severity OpenSea 0-day Exploit Chain on Hacking Forums appeared first on Cyber Security News.
DPM Metals (OTCMKTS:DPMLF – Get Free Report) was downgraded by equities research analysts at Macquarie Capit from a “strong-buy” rating to a “hold” rating in a research note issued on Thursday,Zacks.com reports. Other research analysts have also recently issued research reports about the company. Zacks Research upgraded DPM Metals from a “hold” rating to a [...]
Stock Market Today: Dalal Street’s week saw trade-deal optimism crushed by AI-driven panic. IT stocks tumbled, commodities slid, and markets ended in red, setting the stage for a cautious Monday with investor nerves on edge.
Urban Co-operative Banks (UCBs) are strengthening their position in India’s credit ecosystem, supported by steady balance growth, improving asset quality, and rising demand across both retail and small business segments.Outstanding credit balances of UCBs stood at ₹3.4 lakh crore as of September 2025, representing a 1.9x increase over the last five years, according to Sahakaar Trends, a joint publication by the National Urban Co-operative Finance and Development Corporation (NUCFDC) and TransUnion CIBIL, India’s pioneer information and insights company.While UCBs continue to hold a modest share of overall industry credit at around 1.8%, the data shows a system that is expanding in scale while adapting to changing borrower profiles, competitive dynamics, and regulatory expectations.“UCBs are expanding more widely into Bharat, extending formal credit beyond large urban centres to households and small businesses in semi-urban and emerging regions. Their proximity to local communities allows them to serve borrowers where local context and relationships matter, helping bring more of Bharat into the formal credit system. As these banks expand their reach across retail and small-business lending, sustaining credit quality while broadening access will remain central to their role in supporting more balanced and inclusive economic participation,” said Mr. Bhavesh Jain, MD and CEO, TransUnion CIBIL.“The expanding credit footprint of UCBs reflects strong borrower trust, particularly in semi-urban and emerging regions where access to formal credit remains critical. As these banks scale up, the focus must remain on strengthening institutional capacity, improving operational efficiency, and building resilient governance frameworks. Supporting UCBs through this transition is essential to ensuring that their growth continues to translate into meaningful financial participation and long-term economic stability,” said Shri Prabhat Chaturvedi, CEO, NUCFDC.UCB Lending Remains Concentrated in Eight Core ProductsCommercial loans, housing loans, retail business loans, loan against property, gold loans, personal loans, auto loans and loans against bank deposits dominate UCB balance sheets. As of September 2025, these products together accounted for nearly 83% of UCBs’ total outstanding balances, reflecting a continued emphasis on collateral-backed retail lending and credit to small enterprises.The average housing loan ticket sizes for UCBs stood at around ₹23 lakh, compared to ₹26 lakh for housing finance companies. For gold loans, the average ticket size is ₹1.3 lakh for UCBs, compared to ₹2.3 lakh for PSU banks. In contrast, average commercial loan ticket sizes for UCBs were approximately ₹50 lakh, higher than ₹37 lakh for Public Sector Banks (PSUs), while personal loan ticket sizes averaged about ₹4.7 lakh, compared to ₹2 lakh for Non-Banking Financial Companies (NBFCs).Table 1: Growth and Share of Balances of Key Products in UCBs (Five-Year Trend)Product5 Years CAGR in Balances (Sep ‘25 vs Sept ‘20)% Share in Balances(Sept ‘25)Commercial Loan*4%30%Housing Loan19%14%Retail Business Loan19%12%Loan Against Property17%10%Personal Loan17%6%Gold Loan49%5%Auto Loan38%4%Loan Against Bank Deposits20%2%*All Commercial fund-based loans (working capital -term loan) with entity with total exposure of 100 Cr is considered. Gold Loans Present Growth Opportunity for UCBsGold loans account for about 5% of UCBs’ overall credit portfolio. Although they cater to a relatively higher share of below-prime borrowers in this segment compared with PSU banks, credit performance indicators have improved, with the balance-level delinquencies, measured as balances 90 days past due or more, declining steadily in recent periods.Commercial Loans Account for Largest Share of UCBs’ PortfolioCommercial loans account for the largest share of the total outstanding balances for UCBs, as of September 2025. Indexed to September 2020 as 100, enquiry-level data shows a sharper rise in commercial loan demand for UCBs by September 2025.While UCBs recorded a higher conversion rate from enquiry to origination compared with PSU banks during the three months ended June 2025, the pace of disbursement remains slower, with 45% of originations disbursed within 15 days, compared with 61% for PSU banks. UCBs also cater to a higher share of entities with credit exposure exceeding ₹1 crore and also have a higher share of low-risk borrowers at 49% compared to 45% medium-risk borrowers and 6% high-risk borrowers.Housing Loan Demand Higher in Metro and Semi-Urban RegionsHousing loans constitute the second largest share of total outstanding balances for UCBs. Demand for housing loans has remained stable with UCBs recording 2x growth in the last five years attracting younger consumers, women, and New-to-Credit borrowers. Additionally, the growth has also been greater in urban and semi-urban regions.The credit performance for housing loans has improved, with 90+ DPD balance-level delinquencies falling to 2.8% as of September 2025, from 3.2% in September 2024.Customer Profile of Personal Loan Borrowers Has Improved for UCBsPersonal loan demand at UCBs has strengthened in recent periods. UCBs recorded higher conversion rates for personal loan enquiries at 39%, compared to 22% for NBFCs during the three months ended August 2025, although only 42% of these loans were disbursed within five days, compared with 68% for NBFCs. Additionally, the balance-level delinquencies for personal loans have steadily improved for UCBs and have been consistent for recent periods. The personal loan delinquencies (90+ DPD) declined from about 4.5% in September 2020 to approximately 2.1% by September 2025. Opportunity Exists for UCBs to Expand Credit ReachThe data also points to a gap in portfolio deepening. As of March 2025, UCBs had approximately 30 lakh live retail borrowers, of which around 1.7 lakh, or about 6%, also had a commercial credit footprint. During April to September 2025, nearly 3,000 such borrowers sourced new commercial loans from PSU banks, with total sanctioned amounts of about ₹724 crore, including approximately ₹442 crore extended to low- and medium-risk borrowers.Overall, the sustained growth of UCBs reflects a sector that is strengthening its balance sheets while accelerating efforts to modernise its operations and risk frameworks. Backed by improving asset quality, disciplined credit expansion, and rising adoption of technology‐enabled processes, UCBs are increasingly well positioned to serve their core constituencies with greater efficiency and resilience.“As UCBs continue to balance their community-rooted strengths with data‐led decisioning and regulatory alignment, they are set to play an increasingly meaningful role in supporting inclusive economic growth and deepening formal credit penetration across India’s urban and semi‐urban landscape,” Mr. Jain said.
In every major crypto cycle, the largest returns rarely come from assets that are already widely adopted and fully priced. They emerge from ecosystems that are still building infrastructure, still expanding their product layers, and still operating within structured growth
The crypto market has entered a familiar phase. Prices move slowly, headlines feel quiet, and trading volume tightens. This stage often confuses new participants. Yet experienced observers recognize it as preparation rather than stagnation. Historically, major rallies rarely begin with
Palo Alto Networks, CrowdStrike, Fortinet, Globant, and SentinelOne are the five Cybersecurity stocks to watch today, according to MarketBeat’s stock screener tool. Cybersecurity stocks are shares of companies that develop, sell, or operate technologies and services—such as antivirus and endpoint protection, firewalls, identity and access management, encryption, threat detection, and managed security services—designed to protect [...]