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DUBAI, United Arab Emirates, Jan. 28, 2026 (GLOBE NEWSWIRE) -- The decentralized finance (DeFi) sector continues to see new entries focusing on lending and borrowing infrastructure. One project currently moving through its technical roadmap is Mutuum Finance (MUTM). The project recently provided an update regarding its transition from a conceptual design to an active protocol. This update covers the upcoming V1 release, core market structures, and the current status of its security and distribution phases.Overview of the Mutuum Finance ProtocolMutuum Finance is an Ethereum-based protocol designed to facilitate decentralized lending. Its primary goal is to allow users to access liquidity without selling their long-term digital asset holdings. The protocol is structured around a non-custodial model, meaning users retain control over their funds through smart contracts rather than relying on a centralized intermediary.The system is built on two core lending environments, referred to as the dual-market model. This structure is intended to accommodate different types of users and asset classes within a single framework.Peer-to-Contract (P2C) Market: This model uses shared liquidity pools. Lenders deposit assets such as ETH or USDT into these pools to earn interest. Borrowers can then draw liquidity from these pools by providing over-collateralized deposits. Interest rates in this market are dynamic, adjusting automatically based on supply ...Full story available on Benzinga.com